Terms of Use

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Application: Calculadora Financeira SOHP12C

Last updated: 01/03/2026

Company: Grupo Memória

1. Acceptance

By using Calculadora Financeira SOHP12C, you agree to these Terms of Use and to the Privacy Policy.

2. About the service

Calculadora Financeira SOHP12C provides financial calculations for informational and educational purposes. It does not constitute financial, accounting, or legal advice.

3. Plans and monetization

The app includes a free ad-supported plan and an ad-free Pro plan.

Current Pro price: $9.99 / month or $39.99 / year.

4. Subscription, billing and cancellation

When available in app stores, billing and renewal follow platform rules. Users may cancel according to their purchase method rules.

5. User responsibility

You are responsible for entered data, validating results, and using information before making any financial decision.

6. Limitation of liability

Calculadora Financeira SOHP12C is not liable for losses resulting from decisions made solely based on displayed results.

7. Contact

Controller: Octavio da Costa Memoria

Email: octavio.memoria@gmail.com

Support: octavio.memoria@gmail.com

Address: Rua Frei Mansueto 890

8. Governing law

These Terms are governed by applicable Brazilian laws, including LGPD, Marco Civil da Internet, and CDC.